Homework #3. Convert your first 30 days of receipts or spending journal into categories of expenses. Total the expenses into categories on a spreadsheet.
Write a two page, double spaced analysis of your findings (supported by the receipts), consistency with your money personality, consistency with your financial goals, and conclusions. Submit the spreadsheet with the categories and totals, with the analysis and conclusion for grading
Used by permission.
Under “Family Place,” click on “Enter Here” for the Guide to Childhood Apraxia of Speech
http://www.cleftline.org/parents-individuals/publications
http://www.ndss.org/Resources/Therapies-Development/Speech-Language-Therapy/Speech-Language-Therapy-for-Infants-Toddlers-Young-Children
http://www.stutteringhelp.org/if-you-think-your-child-stuttering
| x | y |
| 4 | 6 |
| 3 | 7 |
| 5 | 12 |
| 11 | 17 |
| 10 | 9 |
| 14 | 21 |
| Color | |||
| Texture | Light | Medium | Dark |
| Fine | 4 | 20 | 8 |
| Medium | 5 | 23 | 12 |
| Coarse | 21 | 23 | 4 |
df = ________
| Size (ounces) | Cost ($) | Cost Per Ounce |
| 16 | 3.99 | .25 |
| 32 | 4.99 | .16 |
| 64 | 5.99 | .09 |
| 200 | 10.99 | .05 |
m Module (7), you will have this question:
From Module (8), you will have this question:
Short answer questions MUST be answered in complete sentences and your own words. Your answer should be 5-10 sentences in length. You will receive a zero for copied answers or answers that are not grammatically correct.Your answer to short answer questions should fully demonstrate your knowledge of concepts from the modules.
Complete grades for this quiz will be available within the next week. Keep in mind that it will take your instructor a week or two to grade all typed responses. You will receive an email or announcement when quiz grades are included in your course grade in the gradebook.
What are the three most defining moments in United States History from 1865 until 1920? Please keep in mind that there are no strictly “right” or “wrong” answers to this question. The purpose is to demonstrate that you can defend your choices using a clearly constructed argument and supporting evidence.
Your essay must be at least 1000 words with an introduction, conclusion, and at least three body paragraphs. The essay must be typed, double-spaced, and written in clear, concise prose. Cite all sources used for direct quotations. In-text citations are acceptable for this assignment, but be mindful of how they falsely inflate your word count.
downwelling.
• Determine if upwelling or downwelling was occuring along the Pacific Northwest coast in September of 2013.
Background
Seasonal upwelling is a very important process not just to the Pacific Northwest but to many coastal regions in the world. During the summer in the Northern Hemisphere, upwelling is driven by winds blowing from the North to the South (Northerlies) that, combined with the Coriolis Effect, push surface water off-shore and out to sea.
Upwelling pulls deep ocean water up to the surface making the surface coastal ocean more salty, cold, and nutrient rich. The added nutrients in the sunny surface waters trigger fast phytoplankton growth and reproduction, which is the base of the food web and supports the important fisheries along the West Coast of the US.
Background Knowledge
To measure and report relative directions on Earth, scientists use compass points, azimuth bearings, and quadrant bearings. This measurement system measures horizontal directions, as if you were in the air looking down at a flat surface. Take a few minutes to review these resources on compass points, azimuth bearings, and quadrant bearings:
The figure below summarizes these three systems by giving the location of the red star using each system.
Compass point: SE Azimuth Bearing: 140° Bearing: S40°E
(E4) Exercise #4 – Page 1 of 10
Once you understand the difference between the three systems (compass points, azimuth bearings, and quandrant
bearings), complete the exercise below.
On the drawing of a compass to the right, assume that “A” is zero degrees. List the compass point, azimuth bearing, and quandrant bearing of letters V, W, X, Y, and Z.
W
A
Y
X
Compass Azimuth Quandrant Point Bearing Bearing
V
______________ ______________ ______________ Z
1) V.
2) W.
3) X.
4) Y.
5) Z. ______________ ______________ ______________
______________ ______________ ______________ ______________ ______________ ______________ ______________ ______________ ______________
If you think you understand compass directions, you may go on to the next part of this exercise
The Exercise
Our overall goal for this exercise is to answer the question: In late September 2013, was upwelling occurring on the Pacific Northwest coast?
We will review indicators of upwelling using data from NOAA. We will then synthesize those indicators to decide if upwelling is occurring. Questions that you will answer in Tests & Surveys for this exercise are numbered below and indicated in bold, italicized text below.
Columbia River
Stonewall Bank Port St Georges
California
We will review several data sources for this exercise. We will review data from September 2013 for three NOAA buoy stations: Stonewall Bank, Port St Georges, and the Columbia River Bar. The approximate location of these buoys is highlighted on the map to the right. For your convenience, the buoy data you will use is included at the end of this exercise. You do not have to visit the links above for this exercise, unless you are interested in seeing the data sources.
Washington
Oregon
We will also review maps of ocean current direction off the coast of Oregon. The data you will review is from this site: Surface Currents Of The Oregon Coastal Ocean. For your convenience, the map you will use is included at the end of this exercise. You do not have to visit the links above for this exercise, unless you are interested in seeing the data sources.
NORTH
(E4) Exercise #4 – Page 2 of 10
Indicator #1: Wind Direction
As we learned in our text readings, wind direction is an important driver of oceanic upwelling. Please review this concept on page 211, figure 7.12, of your textbook.
6) What wind direction, relative to the shoreline, is favorable for upwelling along the west coast of North America?
7) Given your answer to the previous question, what direction is this in azimuth degrees on a compass?
a. 0°
b. 90° c. 180° d. 270°
The three graphs on pages 7 through 9 of this worksheet show wind direction over five days for our three locations. The star in the upper left corner of each map corresponds to the stars on the map on the previous page. [Green: Columbia River, Blue: Stonewall Bank, Red: Port St Georges.] Larger versions of these graphs are also linked on the Exercise #4 page of Module (7) in Canvas. Take a few minutes to orient yourself with the data shown on each graph.
8) What variable is displayed on the x-axis (horizontal, along the bottom) of each graph? ___________________ 9) What variable is displayed on the y-axis (vertical, along the left side) of each graph? ______________________ 10)What does the blue line of each graph represent? ___________________________________________________________________
Using the graphs of wind direction for each location on pages 7-9 of this worksheet, please answer the following questions:
11)What is the average wind direction, in degrees, for each location? To determine the average, ignore any major fluctuations such as those on 9/21 and 9/24, and record the value that is most common on the graph.
c. Port St. Georges Average Wind Direction _____________
c. Port St. Georges Average Wind Direction _____________
12)Referring to a compass, such as this one, convert the degrees above to a compass point (letters).
13)Does the prevailing average wind direction at these locations indicate that upwelling may be occurring? Why or why not?______________________________________________________________________________________________
________________________________________________________________________________________________________________________________________ ________________________________________________________________________________________________________________________________________
(E4) Exercise #4 – Page 3 of 10
Indicator #2: Surface Currents
Surface currents, driven by winds and Ekman Transport, drive upwelling and downwelling. Please review this concept on page 211, figure 7.12, of your textbook and answer the following questions.
14)In areas of upwelling, surface currents move __________________ the coast. a. Away from
b. Towards
The image on page 10 of this worksheet shows the direction and speed of surface currents along the Pacific Northwest. On the map, the color of the triangles indicates speed and the arrows indicate direction. A larger version of this image is on page X of this exercise. A larger versions of this map is also linked on the Exercise #4 page of Module (7) in Canvas.
c. Parallel to (along)
15)What variable is displayed on the x-axis (horizontal, along the bottom) of the image? _____________________ 16)What variable is displayed on the y-axis (vertical, along the left side) of the image? ________________________ 17)What do the arrows represent on this image?________________________________________________________________________ 18)What do the colors represent on this image? _________________________________________________________________________
Look at the prevailing pattern of surface currents on this map to answer the question below.
19)The data in the image of surface currents indicates that, overall, surface water is moving ____________________ the Pacific Northwest Coast.
a. Towards b. Away from
20)Do the surface currents at these locations indicate that upwelling may be occurring? Why or why not?
____________________________________________________________________________________________________________________________________ ____________________________________________________________________________________________________________________________________ ____________________________________________________________________________________________________________________________________
(E4) Exercise #4 – Page 4 of 10
Indicator #3: Water Temperature
During upwelling, the water temperature along a coastline will change as ocean water is brought to the surface. Review section 7.3 in your text, and answer this question:
21)Upwelling is associated with _______________ water brought to the ocean’s surface. a. Cold
b. Warm
b. Colder
The map below is similar to one that you reviewed in Exercise 3. This map is showing water temperature, at the sea surface, for September 22, 2013. Look at the image, and then answer the question beneath the image.
(E4) Exercise #4 – Page 5 of 10
Putting it all together
We have now examined winds, surface currents, and ocean temperature for the Northwest Pacific Coast. Based on these three indicators, please answer the following question:
24) In late September 2013, was upwelling occurring on the Pacific Northwest coast? Why or why not? Compose your answer in 5-10 complete sentences that summarize the three indicators you reviewed above. Use your own words, no quotes and no copying and pasting from the neither text nor online sources.
Submitting your answers
You will submit your answers to this exercise in a Quiz called (E4) Exercise #4 Quiz. Here are a few details on the quiz:
• You will have 60 minutes to complete the quiz from the time you open it. COMPLETE THE EXERCISE QUESTIONS BEFORE OPENING THE QUIZ!
questions in the Quizzes tool.
o Questions will be presented as a combination of multiple-choice and short answer questions. o For short answer questions, use complete sentences and your own words.
Your instructor will manually grade parts of this quiz. You may not see a score immediately. Once your instructor finishes grading this exercise you will receive an announcement advising you that feedback is available.
(E4) Exercise #4 – Page 6 of 10
Wind Direction, September 20-25, 2013, Columbia River.
(E4) Exercise #4 – Page 7 of 10
Wind Direction, September 20-25, 2013, Stonewall Bank
(E4) Exercise #4 – Page 8 of 10
Wind Direction, September 20-25, 2013, Port St. Georges
(E4) Exercise #4 – Page 9 of 10
Surface Currents of The Oregon Coastal Ocean, September 2013
(E4) Exercise #4 – Page 10 of 10
Speed of current (cm/sec)
Requirement:
You will need only the data in the comparison.xlsx to complete this report.
Replicate Figure 1.1. from Siegel for the following four assets:
Stocks (based on S&P 500 Total Return Index)
Government 10 year Bonds
Government Bills
Cash
Note that you are showing the real value of $1 invested in each asset class from 1946 to 2015, so this is just a more recent version of Figure 1.1. Be sure to use a log scale also!
Prepare a separate table summarizing the annualized real return of each asset over this entire period, using annual compounding, as discussed in lecture. (Don’t put the table on the graph like Seigel does, but follow his convention of presenting the percent per year with one decimal value.)
Use your graph and table to address the following questions.
1. Explain how the S&P 500 Total Return Index is different from the S&P index, and what we are therefore assuming to get from $1 to the amount you derive in 2015.
2. Define the equity premium and determine its value over this period.
3. For each of the four assets, determine the nominal rate of return
For this Individual Project, you should choose one of the topics below and write a short argument or persuasive essay. As you discovered in your reading, you will assert a position on the topic and then defend that position so well that others might agree with you. Remember, the argument or persuasive essay is not a personal rant. Your goal is to appear unbiased.
One of the ways of achieving a level of objectivity is to consider counterarguments against your position. Therefore, at least one of your paragraphs should include some discussion of a counterargument. For example, if you write in favor of abolishing the death penalty, you might devote some discussion to the loved ones of a murder victim, the need for these survivors to gain closure, or even their demands that the perpetrator meet a similar fate as the loved one taken from them. You are welcome to rely on the five-paragraph essay structure.
Topics BELOW Note: choose one of the topics provided.
As you choose your topic, keep in mind that your goal is to create, week-by-week, a college-level research paper. You will submit a final draft of this paper at the end of Week 5. Although you will be allowed to change topics if needed, you should choose a topic this week that you will be comfortable researching and writing about throughout the course. Regardless of the topic that you choose, be sure to complete the following:
• Format your essay in APA manuscript style.
• Include an introduction paragraph (place your thesis statement at or near the end of this paragraph).
• Develop at least 3 main points in 3 body paragraphs, and include at least 1 counterargument.
• End the essay with a wrap-up or conclusion paragraph.
Checklist
Format the pages of your project in APA manuscript style in the following order:
• Title page
• Abstract
• Essay
PART 2
DISCUSSION
• Choose a topic for your argument or persuasive essay from the list provided in the Individual Project instructions. TOPIC LIST IS IN PART 1
• Post your thesis and outline to the Discussion Board.(BREAK PAGE AND WRITE ON TOP PART 2) Follow the model provided in the Individual Project instructions.
down welling.
• Determine if up welling or down welling was occuring along the Pacific Northwest coast in September of 2013.
Background
Seasonal up welling is a very important process not just to the Pacific Northwest but to many coastal regions in the world. During the summer in the Northern Hemisphere, upwelling is driven by winds blowing from the North to the South (Northerlies) that, combined with the Coriolis Effect, push surface water off-shore and out to sea.
Upwelling pulls deep ocean water up to the surface making the surface coastal ocean more salty, cold, and nutrient rich. The added nutrients in the sunny surface waters trigger fast phytoplankton growth and reproduction, which is the base of the food web and supports the important fisheries along the West Coast of the US.
Background Knowledge
To measure and report relative directions on Earth, scientists use compass points, azimuth bearings, and quadrant bearings. This measurement system measures horizontal directions, as if you were in the air looking down at a flat surface. Take a few minutes to review these resources on compass points, azimuth bearings, and quadrant bearings:
The figure below summarizes these three systems by giving the location of the red star using each system.
Compass point: SE Azimuth Bearing: 140° Bearing: S40°E
(E4) Exercise #4 – Page 1 of 10
Once you understand the difference between the three systems (compass points, azimuth bearings, and quandrant
bearings), complete the exercise below.
On the drawing of a compass to the right, assume that “A” is zero degrees. List the compass point, azimuth beari
Reading Response Exercise
Choose any three passages you think are significant from the original texts we will have read and discussed so far (
Reading Response Exercise
Choose any three passages you think are significant from the original texts we will have read and discussed so far (The German Ideology, “Letter to Annenkov,” or the 1859 “Preface” to the Critique of Political Economy). Choose ones that you believe are particularly important or relevant for understanding the central arguments presented in the work as a whole or for understanding Marx’s theory of historical materialism.
For EACH of these three statements, follow the three steps below:
Step 1: Copy the statement verbatim.
Step 2: Interpret the passage by paraphrasing the statement. Using your own words, say
exactly what Marx is trying to say in this passage.
Step 3: Reflect on the passage by indicating how it fits into the larger work or overall
argument Marx is making in the work where this passage appears. What issues does it raise? Include why you find this passage important for understanding Marx’s ideas in general.
CLEARLY INDICATE THE THREE DIFFERENT STEPS FOR EACH OF THE THREE PASSAGES (i.e. clearly label each step: A1, A2, A3, B1, B2, B3, C1, C2, C3)
T
For EACH of these three statements, follow the three steps below:
Step 1: Copy the statement verbatim.
Step 2: Interpret the passage by paraphrasing the statement. Using your own words, say
exactly what Marx is trying to say in this passage.
Step 3: Reflect on the passage by indicating how it fits into the larger work or overall
argument Marx is making in the work where this passage appears. What issues does it raise? Include why you find this passage important for understanding Marx’s ideas in general.
CLEARLY INDICATE THE THREE DIFFERENT STEPS FOR EACH OF THE THREE PASSAGES (i.e. clearly label each step: A1, A2, A3, B1, B2, B3, C1, C2, C3)
THE THREE STATEMENTS YOU USE TO COMPLETE THIS HOMEWORK ASSIGNMENT SHOULD BE DRAWN FROM THE ORIGINAL TEXTS; NOT FROM SECONDARY SOURCES.