Write a detailed critique of the attached peer-reviewed article relating to debt management and the various ways it is handled in the public sector.

Write a detailed critique of the attached peer-reviewed article relating to debt management and the various ways it is handled in the public sector. In your critique, address the following questions/points:

What are the main points and arguments of the author(s)?

What is your opinion of the article? How does the article relate to your experience or current job in the public or nonprofit sector?

How can the points and arguments of the author(s) be applied to the public sector in a practical sense?

The critique should be roughly 500 words in length (approximately two double-spaced pages). Be sure to cite all borrowed, quoted, and paraphrased material appropriately in APA format. Your professor is most interested in your opinion (the second and third bullet points above).

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