Analyze the elasticity of demand and supply and its importance, and the effect of taxes or other public policies.

Due Week 8 and worth 175 points

Write a three to four (3-4) page paper in which you:

  1. Identify at least four (4) key points of a relevant economic article from either the Strayer Library or a newspaper. The article must deal with any course concepts covered in Weeks 1-8.
  2. Apply one (1) of the following economic concepts (supply, demand, market structures, elasticity, costs of production, GDP, Unemployment, inflation, aggregate demand, and aggregate supply) to the key points that you highlighted in Question 1.
  3. Explain how the concept that you identified in Question 2 could affect the U.S. economy.
  4. In your concluding paragraph, state whether you agree or disagree with the economic article identified in Question 1. Provide a rationale for the response.
  5. Use at least three (3) quality resources in this assignment with one (1) being your article.

Your assignment must follow these formatting requirements:

  • Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA or school-specific format. Check with your professor for any additional instructions.
  • Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.

The specific course learning outcomes associated with this assignment are:

  • Analyze the dynamics of supply and demand to anticipate market equilibrium.
  • Analyze the elasticity of demand and supply and its importance, and the effect of taxes or other public policies.
  • Describe the impact of various forms of competition on business operations with emphasis on perfect competition.
  • Use technology and information resources to research issues in principles of economics.\

Grading for this assignment will be based on answer quality, logic/organization of the paper, and language and writing skills, using the following rubric found here.

Final Research Paper Draft.

Unit VIII Final Research Paper Draft
Follow the directions below for the completion of your Research Paper Final Draft for Unit VIII. If you have questions, please email your professor for assistance. As always, you may also seek out the guidance of the Success Center; the tutors are always there to assist you with your writing and comprehension. You may submit writing assignments to the Success Center by using a “Writing Center Request form” located on the myCSU Student Portal. To submit a “Writing Center Request form,” log into the myCSU Student Portal, click on “Success Center,” and then click on “Tutoring.” If you have questions concerning APA or your writing assignment, you can contact the Success Center at teamsucceed@columbiasouthern.edu or by phone at ext. 6538.
Purpose:
The purpose of this final draft is to finish the paper you have been working on throughout the course by adding a conclusion and an abstract.
Description:
In this assignment, you will assemble the final draft of your Research Paper you have been working on throughout the course. Your Research Paper Final Draft should include the elements listed below.
Elements:
The grade of your Research Paper Final Draft is largely based on your inclusion of these elements and the overall quality of your writing. Your paper must contain the following elements.
1. Cover page and APA formatting:
You should include an APA-style cover page for your Research Paper. See the example on page 16 of The CSU APA Guide (6th edition). Your cover page should include the following: the title of your paper, your name, and the name of your university (Columbia Southern University). The running head should include up to 50 characters from the title of the paper, along with a sequential page number in the upper right-hand corner.
2. Abstract:
The abstract is a 150-250 word summary of your Research Paper, and it should be written only after you have finished writing the entire paper because how your abstract is worded largely depends on the development of your paper. Your abstract should be accurate, self-contained, concise and specific, non-evaluative, coherent, and readable. Your abstract may be modeled after the theoretical paper model or empirical study model. For information or an example of an abstract, see p. 12 of The CSU APA Guide (6th edition) and p. 511 of Strategies for Writing Successful Research Papers. Note that the abstract presented references MLA, but yours should be in APA style. The abstract should be the second page in the paper, after the cover page, and the abstract should be on its own page. The text of the paper itself should begin on page 3. Your abstract must meet the following standards: EH 1020, English Composition II 14
• Be 150-250 words
• Be located on the second page of your final draft
• Have a heading of Abstract that is centered at the top of the page.

3. Introduction:
There are some pitfalls to writing an introductory paragraph, and you can avoid some of them by reading through the Checklist: “Avoid Certain Mistakes in the Introduction” on p. 495 of Strategies for Writing Successful Research Papers.
4. Review of literature:
The review of literature should be a smooth transition from the introduction of your paper and should present a controlled summary of the conversation surrounding your topic.
5. Body paragraphs:
Each paragraph of the body of your Research Paper should be a cohesive unit. It should be tight, but developed. It should serve a function, and its purpose should always be to bolster the thesis. Therefore, you should use the following order for each paragraph in the body.
a. Topic sentence: This sentence summarizes the entire paragraph in one strong, well-written sentence, and it directly supports the thesis statement.
b. Explanation of topic sentence (1-2 sentences): Often times there is more to be said about the topic sentence, more explanation that is necessary in order for it to be a clear idea, so there are usually a few sentences that follow the topic sentence that explicate the idea more for the reader. These sentences not only “unpack” the topic sentence, but they also anticipate the evidence that will be used to support the topic sentence, usually indirectly.
c. Introduction to evidence (1-2 sentences): No piece of evidence (quotation, example, paraphrase, etc.) should be dropped into a paragraph without first introducing it. An introduction might include the title of the source, the author, and/or a short description of the source/author’s credentials. In this way, no evidence is presented without a context because it is this context that makes the evidence meaningful.
d. Evidence: The evidence that you present backs up your topic sentence, and by extension, supports your thesis statement. The evidence that you supply can be a number of things: a quotation from a source; a reasonable, illustrative example; a statistic; commentary from an interview; etc.
e. Explanation of evidence: No piece of evidence stands on its own or is convincing on its own. Although it may seem to draw a direct line to your topic sentence to support it, often the reader needs you to make the connection between the two. Further, the general rule is that for each sentence of quoted material, your explanation should be just as long, so if you include a block quotation, the block quotation should be met with an equally long explanation.
f. Transition (1-2 sentences): Transitions are essential for research papers because body paragraphs, especially, are written as units, and it is the transitions that allow for these units to be linked together. Take a look at the list of transitional expressions on pp. 44-45 in The Little, Brown Compact Handbook with Exercises.

6. Conclusion:
Your conclusion should pull together your entire paper. Do not consider the conclusion a summary of your paper; your abstract is the summary of your paper. Instead, your conclusion is your opportunity to suggest what might be done with your findings. A good conclusion will restate the thesis, place a judgment on the issue discussed, discuss the implications of your findings, issue a directive or call to action to the reader, and close out the paper with a strong final thought. However, depending upon your topic and your treatment of that topic, the conclusion may take different forms. Your conclusion for this paper must be at least 150 words. If the conclusion is less than the word count, it is likely you have not fully developed your conclusion, and this lack of development can severely impact your grade for this assignment. For an example and explicit instructions on how to write a conclusion, see pp. 501-506 of Strategies for Writing Successful Research Papers.
If you wish to take another look at the completed example paper that you saw in Unit I, click here.
Information about accessing the Blackboard Grading Rubric for this assignment is provided below. EH 1020, English Composition II 15

APA Guidelines
CSU requires that students use the APA style for papers and projects. Therefore, the APA rules for formatting, quoting, paraphrasing, citing, and listing of sources are to be followed. Students can find CSU’s Citation Guide in the myCSU Student Portal by clicking on the “Citation Resources” link in the “Learning Resources” area of the myCSU Student Portal. This document includes examples and sample papers and provides information on how to contact the CSU Success Center.
Grading Rubrics
This course utilizes analytic grading rubrics as tools for your professor in assigning grades for all learning activities. Each rubric serves as a guide that communicates the expectations of the learning activity and describes the criteria for each level of achievement. In addition, a rubric is a reference tool that lists evaluation criteria and can help you organize your efforts to meet the requirements of that learning activity. It is imperative for you to familiarize yourself with these rubrics because these are the primary tools your professor uses for assessing learning activities.
Rubric categories include: (1) Assessment (Written Response) and (2) Assignment. However, it is possible that not all of the listed rubric types will be used in a single course (e.g., some courses may not have Assessments).
The Assessment (Written Response) rubric can be found embedded in a link within the directions for each Unit Assessment. However, these rubrics will only be used when written-response questions appear within the Assessment.
Each Assignment type (e.g., article critique, case study, research paper) will have its own rubric. The Assignment rubrics are built into Blackboard, allowing students to review them prior to beginning the Assignment and again once the Assignment has been scored. This rubric can be accessed via the Assignment link located within the unit where it is to be submitted. Students may also access the rubric through the course menu by selecting “Tools” and then “My Grades.”
Again, it is vitally important for you to become familiar with these rubrics because their application to your Assessments and Assignments is the method by which your instructor assigns all grades.
Communication Forums
These are non-graded discussion forums that allow you to communicate with your professor and other students. Participation in these discussion forums is encouraged, but not required. You can access these forums with the buttons in the Course Menu. Instructions for subscribing/unsubscribing to these forums are provided below.
Once you have completed Unit VIII, you MUST unsubscribe from the forum; otherwise, you will continue to receive e-mail updates from the forum. You will not be able to unsubscribe after your course end date.
Click here for instructions on how to subscribe/unsubscribe and post to the Communication Forums.
Ask the Professor
This communication forum provides you with an opportunity to ask your professor general or course content questions. Questions may focus on Blackboard locations of online course components, textbook or course content elaboration, additional guidance on assessment requirements, or general advice from other students.
Questions that are specific in nature, such as inquiries regarding assessment/assignment grades or personal accommodation requests, are NOT to be posted on this forum. If you have questions, comments, or concerns of a non-public nature, please feel free to email your professor. Responses to your post will be addressed or emailed by the professor within 48 hours.
Before posting, please ensure that you have read all relevant course documentation, including the syllabus, assessment/assignment instructions, faculty feedback, and other important information.

Explain any legal issues regarding your selected clause.

Draft a contract clause regarding  the following topic:

  • Intellectual Property (IP) Clause regarding ownership of IP

Write a paper of 700- to 1,050-words in which you explain the following:

  • Explain any legal issues regarding your selected clause
  • How your contract clause can be applied in a business managerial setting for either a personal, real, or IP dispute or an IP property clause regarding either owner of IP or trade secrets.
  • In the event the contract was breached, what might be the best possible remedies for this and why?

Cite at least 3 scholarly references.

Examine the current work system design, and determine your organization’s selected feasibility in the job design (i.e., technical, economic, behavioral).

Using the same scenario from Assignment 1, present the following findings to your Chief Executive Officer.

Create a presentation in a common format (PowerPoint or a similar program) with a minimum of twenty (20) slides and corresponding speaker notes in which you:

  1. Determine which statistical technique you will employ to measure the quality characteristics of your organization. Provide examples to support the rationale.
  2. Analyze the current facility location, and then use the three-step procedure to determine a new location.
  3. Analyze the key concepts related to capacity planning and facility location for the new location.
  4. Examine the current work system design, and determine your organization’s selected feasibility in the job design (i.e., technical, economic, behavioral). Assess key elements of the rationale in the work design competitive advantage.
  5. Using the method analysis described in the textbook, defend the new change implementation process and the rationale for the change of method.
  6. Develop a diagram showing network planning techniques, in which you use the program evaluation and review technique (PERT) and the critical path method (CPM).
  7. Use at least three (3) quality academic resources in this assignment. Note: Wikipedia and other Websites do not quality as academic resources.

Your assignment must follow these formatting requirements:

  • Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA or school-specific format. Check with your professor for any additional instructions.
  • Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.
  • Include corresponding speaker notes for each slide included in the presentation.

The specific course learning outcomes associated with this assignment are:

  • Apply descriptive statistics to measure quality characteristics.
  • Analyze the key concepts related to capacity planning and facility location.
  • Examine the key elements of work system design, the project life cycle, and project management.
  • Use technology and information resources to research issues in operations management.
  • Write clearly and concisely about operations management using proper writing mechanics.

Explain why the techniques that the team are implementing working, and how “breaking the rules” in this case makes sense from a systems performance perspective).

Through the lens of the business novel The Goal , you have been following many characters, complex business issues, and various management methodologies proposed for correcting problems. In choosing to write a novel, the authors are able to explore abstract concepts in an informative and accessible format. In effect, they are comparing and contrasting strategies in a realistic setting, rather than presenting their argument in an article.

This week, the Shared Practice is a continuation from Week 5, in which you used critical thinking skills to analyze and evaluate the concepts and decisions concepts presented in The Goal . This Shared Practice will focus on Part 2 of the readings in The Goal.

To prepare for this Shared Practice, select one of the following options, based on the two course level outcomes below, which you will use to frame and analyze this week’s reading assignment in The Goal:

  • Create a plan for ongoing improvement and increased capability based on an evaluation of an organization’s systemic constraints.

OR

  • Analyze a complex value creation system using management concepts.

Then, using Part 2 of your The Goal readings, research and select three short passages that contain one or two essential concepts pertaining to management that you found to be compelling. Analyze each using the Course Outcome you selected as a framework. Note: A theme this week you can focus on is to explain why the techniques that the team are implementing working, and how “breaking the rules” in this case makes sense from a systems performance perspective).

For this Shared Practice, write a 3- to 4-paragraph essay. Identify the Course Outcome you selected and the passages from Part 2 of The Goal. Explain why each passage you chose is relevant and important in effective business management. Justify your response, and include citations for each passage. As you move on to next week, reflect on this statement, “If I had only known this, back when…”

 

A description of one or more constraints that might impact the company’s performance (Make sure you identify each constraint’s location within the organization.)

While working as a machinist at the Midvale Steel Company in the 1880s, Frederick Winslow Taylor observed the operation and began thinking about how to organize it for better efficiency. Soon after earning his engineering degree in 1883, he left Midvale to become a consultant to prominent companies about scientific management. Taylor’s ideas about efficient production were widely influential (Mee, 2013).

Like Taylor, today’s managers also have to find effective strategies for managing resources. As you review the articles “Bottleneck Management: Theory and Practice,” “What’s Constraining Your Innovation?” and “The Bottleneck Conundrum: Breaking Up Logjams Can Be Key for Process Plant Production,” consider how companies manage their constraints, along with their physical and human resources. Additionally, as you complete the Coins and Dice Game: Theory of Constraints media simulation, consider the performance of the entire system and the complexity of balancing constraints.

Think of a company with which you are familiar that faces one or more serious constraints in its operations. If you are not familiar with such a company or are not able to discuss its operations due to confidentiality requirements, identify a different example through research in the business press.

Post by Day 3 the following:

  • A brief description of the company you selected
  • A description of one or more constraints that might impact the company’s performance (Make sure you identify each constraint’s location within the organization.)
  • An explanation of why each constraint could be difficult to identify and difficult to correct (Justify your response.)

Calculate the quarterly repayment that Joey would have to make starting in year three, assuming 8-year amortization.

a) (2 marks) Calculate the quarterly repayment that Joey would have to make on this loan.
If you wish, use EXCEL to calculate the quarterly repayment. EXCEL Instructions: Refer to Topic 4 in the EXCEL booklet for instructions on how to use financial functions to make annuity calculations.
(b) (8 marks) Use EXCEL to set up an Amortisation Schedule for the loan. Include your completed EXCEL amortisation schedule.

EXCEL Instructions: Refer to the amortisation example in Week 3 lecture notes and the corresponding EXCEL spreadsheet, which you can use to help you create the amortization schedule for this question. Be sure to add your initials to all column names. You need to use formulas, do not simply type in values! Therefore you need to show the formulas in your spreadsheet.
(c) (2 marks) Use your amortisation schedule from part (b) to calculate the total interest and the total amount paid over the life of the loan.

The bank has also offered Joey a two-year interest-only option with her ten-year loan. This means that for the first two-years, every quarter Joey would pay only interest on the amount borrowed. Loan repayments consisting of both interest and principal would then commence in year three and continue for eight years.
(d) (2 marks) Calculate the quarterly repayment that Joey would have to make starting in year three, assuming 8-year amortisation.

If you wish, use EXCEL to calculate the quarterly repayment. EXCEL Instructions: Refer to Topic 4 in the EXCEL booklet for instructions on how to use financial functions to make annuity calculations.
(e) (8 marks) Use EXCEL to set up an Amortisation Schedule for the loan with the two-year interest-only option. Include your completed and notated amortisation schedule here.

EXCEL Instructions: Start with the amortisation schedule from part (b) and modify it appropriately to account for the interest-only period. Be sure to add your initials to all column names. You need to use formulas, do not simply type in values! Therefore you need to show the formulas in your spreadsheet.
(f) (2 marks) Use your amortisation schedule from part (e) to calculate the total interest and the total amount paid on the loan with the two-year interest-only option.

Which option should Joey Wombat take? As part of your response you must explain why the option you select is the better of the two alternatives.

Evaluate how well the strategic plan you have developed aligns with the organization’s mission and vision.

 

Building on Assignments 1 and 2, continue to develop a strategic plan for the same organization (Note: Refer to the environmental analysis that you completed as part of Assignment 1 and the strategies identified in Assignment 2.)

 

Write an eight to ten (8-10) page paper in which you:

  1. Select one (1) specific analytical tool that you can use to determine whether or not the adaptive strategy or strategies selected for your organization will be the most effective in helping the organization achieve its goals. Propose the manner in which you would use this analytical tool, and support your proposal with an example of its proposed use.
  2. Determine one (1) internal and one (1) external factor that you discovered during the environmental analysis that could be a barrier to the success of your proposed strategy or strategies. Recommend one (1) solution to each of the barriers in question.
  3. Determine the specific segment of the market that your organization’s strategy or strategies will target.
  4. Recommend whether pre-service, point-of-service, or after-service activities would be the most effective in approach in marketing your strategy or strategies to the organization’s target customers. Support your recommendation with examples of such effectiveness.
  5. Propose the most effective manner in which the organization can support its strategic direction within its culture and structure.
  6. Determine the most effective manner in which each of the following strategic resources can be instrumental in helping the organization to achieve its strategic goals: finance, human resources, facilities, and IT. Provide a specific example relevant to each resource to support your response.
  7. Evaluate how well the strategic plan you have developed aligns with the organization’s mission and vision. Recommend three (3) specific strategies to track the effectiveness of your strategic plan.
  8. Use at least three (3) quality academic resources in this assignment. Note: Wikipedia and other Websites to not qualify as academic resources.

 

Discuss the leverage and risk aspects of each structure.

P13–5 Breakeven analysis Paul Scott has a 2008 Cadillac that he wants to update with a GPS system so that he will have access to up-to-date road maps and directions. Aftermarket equipment can be fitted for a flat fee of $500, and the service provider requires monthly charges of $20. In his line of work as a traveling salesperson, he estimates that this device can save him time and money, about $35 per month (as the price of gas keeps increasing). He plans to keep the car for another 3 years.

  1. Calculate the breakeven point for the device in months.
  2. Based on a, should Paul have the GPS system installed in his car?

 

P13–22 EBIT–EPS and capital structure Data-Check is considering two capital structures. The key information is shown in the following table. Assume a 40% tax rate.

Source of capital                     Structure A                                           Structure B

Long-term debt        $100,000 at 16% coupon rate     $200,000 at 17% coupon rate

Common stock                     4,000 shares                                  2,000 shares

 

  1. Calculate two EBIT–EPS coordinates for each of the structures by selecting any

two EBIT values and finding their associated EPS values.

  1. Plot the two capital structures on a set of EBIT–EPS axes.
  2. Indicate over what EBIT range, if any, each structure is preferred.
  3. Discuss the leverage and risk aspects of each structure.
  4. If the firm is fairly certain that it’s EBIT will exceed $75,000, which structure

would you recommend? Why?

 

P14–3 Residual dividend policy As president of Young’s of California, a large clothing chain, you have just received a letter from a major stockholder. The stockholder asks about the company’s dividend policy. In fact, the stockholder has asked you to estimate the amount of the dividend that you are likely to pay next year. You have not yet collected all the information about the expected dividend payment, but you do know the following:

(1) The company follows a residual dividend policy.

(2) The total capital budget for next year is likely to be one of three amounts,

depending on the results of capital budgeting studies that are currently under

way. The capital expenditure amounts are $2 million, $3 million, and

$4 million.

(3) The forecasted level of potential retained earnings next year is $2 million.

(4) The target or optimal capital structure is a debt ratio of 40%.

You have decided to respond by sending the stockholder the best information available

to you.

  1. Describe a residual dividend policy.
  2. Compute the amount of the dividend (or the amount of new common stock needed) and the dividend payout ratio for each of the three capital expenditure amounts.
  3. Compare, contrast, and discuss the amount of dividends (calculated in part b) associated with each of the three capital expenditure amounts.

 

P14–15 Stock split versus stock dividend: Firm Mammoth Corporation is considering a 3-for-2 stock split. It currently has the stockholders’ equity position shown. The current stock price is $120 per share. The most recent period’s earnings available for common stock are included in retained earnings.

 

Preferred stock                                                         $ 1,000,000

Common stock (100,000 shares at $3 par)                300,000

Paid-in capital in excess of par                                  1,700,000

Retained earnings                                                       10,000,000

Total stockholders’ equity                                        $13,000,000

 

  1. What effects on Mammoth would result from the stock split?
  2. What change in stock price would you expect to result from the stock split?
  3. What is the maximum cash dividend per share that the firm could pay on common stock before and after the stock split? (Assume that legal capital includes all paid-in capital.)
  4. Contrast your answers to parts a through c with the circumstances surrounding a

50% stock dividend.

  1. Explain the differences between stock splits and stock dividends.

 

P15–4 Aggressive versus conservative seasonal funding strategy Dynabase Tool has forecast its total funds requirements for the coming year as shown in the following table.

 

Month                     Amount                          Month                   Amount

January                    $2,000,000                      July                   $12,000,000

February                   2,000,000                      August                14,000,000

March                        2,000,000                    September            9,000,000

April                           4,000,000                      October                5,000,000

May                            6,000,000                      November           4,000,000

June                            9,000,000                      December            3,000,000

 

  1. Divide the firm’s monthly funds requirement into (1) a permanent component and (2) a seasonal component, and find the monthly average for each of these components.
  2. Describe the amount of long-term and short-term financing used to meet the total funds requirement under (1) an aggressive funding strategy and (2) a conservative funding strategy. Assume that, under the aggressive strategy, long-term funds finance permanent needs and short-term funds are used to finance seasonal needs.
  3. Assuming that short-term funds cost 5% annually and that the cost of long-term funds is 10% annually, use the averages found in part a to calculate the total cost of each of the strategies described in part b. Assume that the firm can earn 3% on any excess cash balances.
  4. Discuss the profitability–risk trade-offs associated with the aggressive strategy and those associated with the conservative strategy.

 

P15–5 EOQ analysis Tiger Corporation purchases 1,200,000 units per year of one component. The fixed cost per order is $25. The annual carrying cost of the item is 27% of its $2 cost.

  1. Determine the EOQ if (1) the conditions stated above hold, (2) the order cost is zero rather than $25, and (3) the order cost is $25 but the carrying cost is $0.01.
  2. What do your answers illustrate about the EOQ model? Explain.

 

P15–10 Relaxation of credit standards Lewis Enterprises is considering relaxing its credit standards to increase its currently sagging sales. As a result of the proposed relaxation, sales are expected to increase by 10% from 10,000 to 11,000 units during the coming year, the average collection period is expected to increase from 45 to 60 days, and bad debts are expected to increase from 1% to 3% of sales. The sale price per unit is $40, and the variable cost per unit is $31. The firm’s required return on

equal-risk investments is 25%. Evaluate the proposed relaxation, and make a recommendation to the firm. (Note: Assume a 365-day year.)

 

P16–18 Accounts receivable as collateral, cost of borrowing Maximum Bank has analyzed the accounts receivable of Scientific Software, Inc. The bank has chosen eight accounts totaling $134,000 that it will accept as collateral. The bank’s terms include a lending rate set at prime plus 3% and a 2% commission charge. The prime rate currently is 8.5%.

  1. The bank will adjust the accounts by 10% for returns and allowances. It then will lend up to 85% of the adjusted acceptable collateral. What is the maximum amount that the bank will lend to Scientific Software?
  2. What is Scientific Software’s effective annual rate of interest if it borrows

$100,000 for 12 months? For 6 months? For 3 months? (Note: Assume a

365-day year and a prime rate that remains at 8.5% during the life of the loan.)

 

P16–20 Inventory financing Raymond Manufacturing faces a liquidity crisis: It needs a loan of $100,000 for 1 month. Having no source of additional unsecured borrowing, the firm must find a secured short-term lender. The firm’s accounts receivable are quite low, but its inventory is considered liquid and reasonably good collateral. The book value of the inventory is $300,000, of which $120,000 is finished goods. (Note: Assume

a 365-day year.)

(1) City-Wide Bank will make a $100,000 trust receipt loan against the finished goods inventory. The annual interest rate on the loan is 12% on the outstanding loan balance plus a 0.25% administration fee levied against the $100,000 initial loan amount. Because it will be liquidated as inventory is sold, the average amount owed over the month is expected to be $75,000.

(2) Sun State Bank will lend $100,000 against a floating lien on the book value of inventory for the 1-month period at an annual interest rate of 13%.

(3) Citizens’ Bank and Trust will lend $100,000 against a warehouse receipt on the finished goods inventory and charge 15% annual interest on the outstanding loan balance. A 0.5% warehousing fee will be levied against the average amount borrowed. Because the loan will be liquidated as inventory is sold, the average loan balance is expected to be $60,000.

  1. Calculate the dollar cost of each of the proposed plans for obtaining an initial loan amount of $100,000.
  2. Which plan do you recommend? Why? c. If the firm had made a purchase of $100,000 for which it had been given terms of 2/10 net 30, would it increase the firm’s profitability to give up the discount and not borrow as recommended in part b? Why or why not?

 

Express your thoughts on children who are victims of abuse/neglect.

  1. Think about this…and comment. This is my favorite (well, maybe I don’t have a favorite since I wrote them all) DB question. It’s probably my favorite because we have all been there.
  2. What did you do when you were in Walmart, in the toy section, and you saw a mother yelling at her child and then slapping him because he wouldn’t be quiet. He wanted a toy and she didn’t want to (or couldn’t afford to) buy it for him. I know you have all been there (I have too). Which of the following should you do?
    • Approach the mother and inform her that what she is doing a child abuse
    • Quickly go down another aisle
    • Tell the store manager
    • Call the cops
    • Perhaps, like the majority of people, question yourself….”is that really child abuse”?….and go about your shopping
  3. Please provide your opinion to this and respond to at least two other student’s posts for full credit.

2. How do you feel?

  1. Should child abusers be punished? Why?
  2. Is there a better, or different, way to deal with child abusers and/or those that neglect children?
  3. Does it, or should it, make a difference if the abuse/neglect is within the family or outside the family?
  4. Please provide your opinion to this and respond to at least two other student’s posts for full credit.

3.

  1. What are some of the skills needed to interview children?
  2. What are some of the problems encountered when interviewing children?
  3. What might need to be avoided?
  4. Please provide your opinion to this and respond to at least two other student’s posts for full credit.

4.

  1. What is your opinion of how a sexual abuser (sex offender) should be treated (treatment in the sense of ‘being treated’) after conviction of their crime. Be sure to consider factors such as sex offender registration, which requires the offender to notify the police of change of address and imposes restrictions on their freedom (where you may go or live); reflect upon how the treatment and restrictions imposed on sex offenders compares to other convicted criminal offenders. Give this some deep thought.
  2. Please provide your opinion to this and respond to at least two other student’s posts for full credit.

5

  1. What can you as an individual do to help prevent child abuse and neglect?
  2. Please provide your opinion to this and respond to at least two other student’s posts for full credit.

6. This is the last DB question that you have to answer for this course, but hopefully not the last discussion you have on the topic of child abuse/neglect prevention and investigation.

As a reminder to do your part….remember that April is Child Abuse Prevention Month. You can also join organizations like BACA (Bikers Against Child Abuse), the Exchange Club (who champions for abused children), or become a CASA  (Court Appointed Special Advocate) volunteer .

  1. Express your thoughts on children who are victims of abuse/neglect. Will they grow up and because abusers themselves?
  2. If so, how do we end the cycle of violence?
  3. Please provide your opinion to this and respond to at least two other student’s posts for full cr