Photo technology Photography was invented during this artistic period. This technology exerted a continually growing and powerful influence upon the visual arts of the Nineteenth Century, particularly as observed in the photographic documentation of the American Civil War. Discuss the effects of photography upon the development of visual Realism.
10 years ago:Joanna was 25 and studying medicine in Manchester. Joanna hoped to graduate after a year and to be able to start working shortly after that.10 years on…:You are a financial advisor who works for an independent institution and Joanna is one of your clients, you have to advise her on how best to manage her finances (property, investment and pension) according to the circumstances below:Joanna is now 35 and works as a consultant in private hospital in London. She is satisfied with the way her career has progressed, although she started working later than expected, when she was 28. Her job is now quite safe. Her annual salary for the last seven years has been £50,000 on average, she currently rents a small flat in Finchley for which she pays £1500 a month in rent.Joanna is considering buying her own place.Your client has only been in an occupational pension scheme for the last 4 years, since she was 31 and she would like to increase her contributions or start a private pension to boost her chances of a comfortable life after retirement but she is wondering whether she would be better off saving money in a bank account.Joanna has a credit card on which she pays 38% APR and which she rarely uses. She has £15,000 in a saving account from which she receives 0.5% annual interest rate and £20,000 in another saving account from which she receives 0.7% but has no access to the money for the next year. She would like to earn more interest on her savings as well as gain accessibility to them or invest them but does not know how to go about it (make assumptions about her attitude to risk).Joanna is in the process of adopting a child which should end positively within the next two years.Required:Advise Joanna on how best to manage her savings, property and pension contributions in order to maximise her wealth in the long term (next 10 to 15 years).Please take into consideration her personal circumstances and make assumptions on her attitude to risk.Tax issues not to be considered.Marking guide:30 marks will be awarded for complete answers to each section of the report.The three sections of the report must include management of: 1) property, 2) savings and investments and 3) pensions.For full marks students must provide:Realistic additional assumptions on Joanna’s future (i.e. future earnings), real-life examples of mortgage and interest rates, expected rates of return on specific investments, expected pension contributions and incomes.A structured financial plan that matches the client’s profile and objectivesThe strategy should quantify the extent of improvement in the client’s finances following your advice, the report should analytically examine the recommended products in terms of risk and returnAnother 10 marks will be awarded for presentation.Marking Criteriaa) Address the client’s financial needs.b) State and justify all assumptions.c) Demonstrate familiarity with the relevant literature and products.d) Attempt to apply concepts and theory to the case historye) Demonstrate evidence of wide reading (at least 10 references required)f) Endeavour to high quality presentation with good use of punctuation, spelling and grammar.
Philosophy Paper on Cultural DiversityContent: Write a philosophical paper that examines your changes in views, opinions, and understandings about cultural diversity as a result of this course. Explain how you will integrate a diverse cultural mindset into your life and career using the following dimensions: a) global perspective, b) intercultural engagement, and c) Christian foundation. This paper should be between FIVE to SEVENt pages, excluding the title page, abstract, and the referencessection. Please be sure to demonstrate proper usage of APA format
Organize the research for your paper around the research question(s)/hypotheses listed below in the appendices. Review the APA manual and find peer-reviewed, empirical research articles and the mutual fund websites for examples of how to report the results for your mutual fund. Also ANSWER within the paper:
The SRI/BRI mutual fund reviewed is Discuss the practices employed in both types of screening process that the mutual fund has undertaken and compare the investment returns of the mutual fund to the correspondingly sized secular index funds. What are the 5-year (January 1, 2011- December 31, 2015) rates of return after expenses of your SRI or BRI fund, and did it earn as much as or more than the correspondingly sized secular index funds (e.g., S&P 500 Index {Fidelity Spartan 500 Index Fund Class Inv (FUSEX? Collect, present, analyze, and critically evaluate the financial data as it relates to an SRI/BRI FUND you have not written about in any past course during your academic career.
Your goal is to answer the following three questions:
1. Is the five-year rates of return, after expenses, from 2011 through 2015, after expenses, of screened SRI or BRI fund earn as much as or more than the correspondingly sized, unscreened, after expenses, FUSEX?
2. Are the 5-year rates of return of the SRI or BRI funds within 1% of the total returns of all correspondingly sized secular index funds (FUSEX), which postulates that investors would be willing to take a loss of at least 1% to make it worthwhile to invest with their conscience?
3. Does your fund have more than or less than 30 stocks within its portfolio, thus reflecting its level of diversification? How many stocks are invested in.
4. How many different screens does your mutual fund include, and what are they? (This should be answered in the Social Screening Research section of your paper). Categorize each of the screens as to whether they represent an example of a positive or negative screen, and discuss the implications of the choice of screening method on fund performance.
Financial Screening Research
Review the practices employed in the mutual funds screening process and compare its investment returns to the benchmarks. Collect, present, analyze, and critically evaluate financial data as it relates to an SRI/BRI FUND that you have not written about in any past course during your academic career. Consult the fund companys prospectus. State the Funds Investment Objective(s), Minimum Initial Investment, Minimum Subsequent Investment, Fees, Commission/Sales Charge, Redemption Fee, Management Fees, 12 b-1 Fee, Expense Ratio, Years of Manager in Position and experience, and if the fund has a professional investment management team. Include the Portfolio Turnover Rate from January 1, 2011 to December 31, 2015, Investment Policies and Risks (e.g., market, business, financial, and currency risk), any Unusual Problems/Risks (e.g., legal, ethical, management), services provided by the fund, share classes and types, asset allocation by sector, the funds toll-free telephone number, and how you obtained a copy of the funds prospectus.
Social Screening Research
Review the practices employed in the mutual funds screening process and answer how many different screens does your mutual fund include, and what are they? Categorize each of the screens as to whether they represent an example of a positive or negative screen, and discuss the implications of the choice of screening method on fund performance. What problem does your fund solve for? What is the purpose for your fund? How does your fund answer these issues?
Analysis & Results
[Data analyses Report results with discussion (interpretation, speculation, etc.)]:
Give appropriate desrptive information.
Present the results in a logical fashion, answering the research questions/hypotheses as stated and appropriate to the type of data collected. Include performance over 5 years from January 1, 2011 to December 31, 2015, Return on Equity (ROE), and BETA. To do so, GO to http://finance.yahoo.com/q?sFUSEX, CHARTS Interactive, and Comparison tab. Enter your fund, go to custom date range symbol and punch in dates of January 1, 2011 to December 31, 2015, and add the DOW or Nasdaq depending on the size of your fund.
Identify any assumptions of statistical tests and address any violation of those assumptions.
Make decisions based on the results of the statistical analysis. For example, are the results statistically significant? Include relevant test statistic and p values.
See the APA manual regarding how to present results in text, tables, and figures.
Present sufficient information so the reader can make an independent judgment regarding interpretation.
Evaluation of Findings
[This section is used to report briefly what your findings mean. Interpret results in light of the theories (i.e. Modern Portfolio Theory versus Stakeholder Theory, etc). Describe whether the results obtained were expected given the literature and provide potential explanations for unexpected or conflicting results. Take care to avoid drawing conclusions beyond what can be interpreted directly from the study results.]
DELETE THE FOLLOWING (?): Implications, Recommendations, and Conclusions
[Begin the discussion with a brief review of the problem statement, purpose, method, limitations, and ethical dimensions, and conclude the introduction with a brief overview of the fund.]
Implications
[Discuss each research question and (when appropriate) hypothesis individually, and draw logical conclusions. Note: support all conclusions with the research findings and avoid drawing conclusions that are beyond the scope of your results. Discuss how any potential limitations may have affected the interpretation of the results.]
Recommendations
[Present all recommendations for practical applications. Note: support all recommendations with the research findings and a minimum of two peer-reviewed articles. Present recommendations for future research.]
Conclusion
I [In this section, feel free to express your view of SRI/BRI mutual fund you had.]
References
Examples:
Revsine, L., Collins, D. W., Johnson, W. B., Mittelstaedt, H. F., & Soffer, L. C. (2015). Financial Reporting & Analysis, 6/e McGraw-Hill
Cantrell, J., Kyriazis, E., & Noble, G. (2015). Developing CSR giving as a dynamic capability for salient stakeholder management. Journal of Business Ethics, 130(2), 403-421. doi:10.1007/s10551-014-2229-1
***Note: APA6 requires that a Digital Object Identifier (DOI) be provided, if one has been assigned (see page 187-192). If one is not available, then you must provide the review or journal website.
To find peer-reviewed articles, search the fund, the fund family, the fund managers, and the fund screens including the CSR and investment screens. Those items will give you plenty of articles within the last 4-5 years (2016, 2015, 2014, 2013, & 2012). Any reference dates 2011 and older will cost you points.
Who are some important people associated with the origin of Catholicism\’s early development and what role did they play in its invention?How and why do you believe Catholicism changed as it entered a new area and interacted with a new people?\”
Abnormal psychology. Scope, purpose and direction of paper is up to the writer as long as it relates to anxiety and modern times. Abstract page should be included. Would like plagiarism check.
Prepare a 7 page typed and double-spaced \”reflection\” review paper of the research presented in the article. Please include:a. An APA style cover page.b. A summary of abstract (attached) using APA format.c. An introduction of the topic presented by the author of the article.d. A review of the topic presented by the author of the article.e. And outline of the research presented using the headers used in the research: methods, subjects (who, what, when, where, why).f. Results or a summary of the data gathered or interviews conducted in the article.g. A discussion and conclusion(s) from the point of view of the research article author.h. A section reflecting on what you learned about the topic. In your opinion, what was profound or new? What recommendations do you have for future research?i. A reference page citing the journal article viewed.j. Appendixes, tables, and figures presented in the article can be included in the body of your paper.Thank you so much for your help. I greatly, personally appreciate it.
My class is called \’Documentary and Street Photography\’.
The name of the project is \’Smart City / Surveillance State / Innovation\’
I put \’Business Plan\’ as type of service because it is the most similar to \’Concept\’ that I need for my project.
Situation and Project:
According to the United Nations, by the year of 2050, 70% of the worlds population will be living in urban areas. So what will the city of the future look like? These are some of the questions that dominate our conception of The City 2.0: How will we transport ourselves? Where will we grow our food? How will we power our homes, our offices, our grids? What will happen to the natural world?
Imagine you are a team of individual consultants in a big consulting company that is specialized on improving cities to become smart cities. Both German cities Berlin and Munich have just put out a competition for a project to improve life in each city to become a smarter living space and city. Your team absolutely wants to win the competition but you obviously cannot address all needs of the city. At the same time, both cities and your companies are under attack from the activist group The Surveillance Camera Players for creating surveillance states and projects with your consulting projects, infringing on privacy and the liberty of movement. You have a problem: you want to win the competition but also dont want to get under fire by the activists, as that would not get you the project. Both cities are funding your initial research travel to Berlin and Munich and you will have to submit a report once you are back from travel.
How would you tackle the project?
The Concept should include:
1. Build your team (Elizaveta Aleksandrova, Katrin Mkrtychan, Nika Corak) and state which consulting firm you belong to (cannot be fictional) Define what the smart city means to your company and team and what your area of expertise is (green spaces, waste management, traffic flow, energy saving architecture/transportation, technologies and software that improve life, etc.)
2. Identify what already exists in the cities of Berlin and Munich in your area of expertise. In which points are the cities strong and where are they weak? What has been done in other European and international cities?
Do you believe that history can be objective (unbiased)? Why or why not? What factors come into play? Why do you think that college students are required to study history in order to graduate? Should they be required to study history? Explain. What, if any, value do you think that the study of history has? Explain. Include specific details and examples in your answer.
I added the professors instructions!
Where you must develop a thesis statement or topic sentence and give a complete answer with details and examples (evidence). Proofread before submittingdo NOT have grammatical, punctuation, or other proofreading errors in your post. Content is most important to the calculation of your grade, but organization and proper writing also matter. Do NOT use text speak or informal language in these. Write as you would for a term paper.
Students may divide the post into different sections to answer the different questions if they wish.
CRITERIA:
Content:
Excellent (A)An A post clearly answers all of the topic prompt questions. The post includes supporting details and examples as well as explanations of ideas. The post demonstrates not only mastery of the course material, but shows thought and critical thinking as well. All questions are answered correctly/argued effectively.
Competent (B or C)A B or C post answers all of the topic prompt questions. It includes some details, examples, and explanations, though not as many and these are not as refined as in an A post. This post demonstrates less mastery of the course materials, but still shows proficiency with the material. Ideas are clear and supported. All questions are answered correctly/argued adequately.
Poor (D)A D post might address some but not all of the questions or might answer all of the questions in a very shallow way. It lacks detail and explanation. Questions might be either inadequately or incorrectly answered, but an effort has been made.
Unacceptable (F)An F post does not answer the topic questions or answers them in an inaccurate or generic way.
Grammar:
ExcellentAn A post contains few or no errors in grammar, punctuation, and spelling. Proper conventions are followed with regard to capitalization. Post contains no text-speak and is written in academic style. Proofreading has been done.
CompetentA B or C post contains an error or two in grammar, punctuation, capitalization, or spelling. It might inadvertently have informal language (non-academic language) in it. But, the writing of the post remains clear enough to effectively present arguments and ideas.
PoorA D post contains several errors in grammar, punctuation, capitalization, or spelling. It needs further proofreading. The writing might be poor enough that it is difficult, but not impossible, to follow the arguments being made.
UnacceptableAn F post contains many proofreading errors. The writing is so poor that the ideas and arguments are impossible to follow.
Organization:
ExcellentAn A post is well organized either as a mini-essay (or is divided into sections to deal with the different questions). It is clear throughout the post what questions are being answered. The student presents and supports larger ideas/theses in a logical and coherent manner.
CompetentA B or C post is written as a mini essay (or divided into topical sections) and progresses in a clear, coherent manner. It is evident what question is being answered at any given point in the post. Student has main ideas and these are supported, though in less detail than in an A post.
PoorA D essay lacks clear organization but still manages to address the topic questions in a way that is understandable.
UnacceptableThe F essay lacks clear organization and that lack of organization causes a lack of clarity.
Please see attachments!
Read “The Apple of Your i” in Chapter 4 (pages 153-155). Answer all parts of questions 4-7 – 4-11 worth 10 points for each question.Your case study should be a minimum of four (4) pages in length, 1 ½ spaces, 12 font and a minimum of two sources cited outside of the book. Number each question according to the book with the question stated; yes, state each question. You will lose 2 points for each question not stated in your paper. You will lose points for not following these instructions. If you do not complete a full four (4) pages then you will lose a minimum of 10 points. More points may be deducted depending on how many pages are completed. For example, if you only complete one written page you will lose more than 10 points. The cited sources and grammar screen shot does not count towards your written pages.